Chase offers cashier's checks at all branch locations during business hours

You can walk into any Chase branch and request a cashier's check. A teller will prepare it for you on the spot, usually within a few minutes. You'll need to bring a valid ID, the exact amount you want the check for, and the name of the person or business it should be made out to. Chase charges a fee for this service — typically between $10 and $15 per check, though the exact amount depends on your account type and your branch location.

If you have a Chase checking or savings account, you may pay a lower fee or no fee at all. Some Chase account tiers include cashier's check services at no charge. Call your local branch or log into your Chase account online to confirm what you'll be charged before you go in.

Key Takeaways

  • Chase cashier's checks are available at any branch during normal business hours, and the teller can issue one while you wait.
  • You need a valid ID, the exact dollar amount, and the payee name — the person or business the check is made out to.
  • Chase charges a fee per check, usually $10 to $15, but some account holders pay less or nothing depending on their account type.
  • If you need a cashier's check outside branch hours, Chase does not offer this service online or through ATMs.

What you need to bring to the branch

Bring a government-issued photo ID — a driver's license, passport, or state ID card. The teller will verify your identity before issuing the check. You'll also need to know the exact dollar amount and have the correct spelling of the payee's name. If you're unsure of the spelling, ask the person or business receiving the check before you go to the branch; a misspelled name can cause the check to be rejected.

If you're paying from a Chase account, bring your debit card or account number. If you're not a Chase customer, you can still get a cashier's check, but you'll need to pay in cash or with a debit card from another bank. Some branches may have additional requirements, so calling ahead is worth the time.

How much Chase charges and when fees apply

The standard fee at Chase is $10 to $15 per cashier's check. This varies by branch and region, so the fee you pay may differ from what a friend pays at a different Chase location. Some Chase account types — particularly premium checking accounts or accounts with high balances — waive the fee entirely or offer discounted rates.

If you're not a Chase customer, you'll pay the full fee. The fee is charged at the time you request the check, either deducted from your account or collected in cash. Ask the teller for the exact amount before the check is issued so there are no surprises.

Chase branch hours and availability

Cashier's checks are available only during branch hours. Most Chase branches are open Monday through Friday from 9 a.m. to 5 p.m., with some locations open on Saturday mornings. Hours vary by location, so check the Chase website or call your nearest branch to confirm when you can go in.

Chase does not offer cashier's checks through its mobile app, online banking, or ATMs. You must visit a physical branch in person. If you need a cashier's check outside normal business hours or on a Sunday, you'll have to wait until the branch reopens or find another bank or check-cashing service.

How to find your nearest Chase branch

Use the branch locator on Chase's website or search "Chase near me" in Google Maps. The locator shows you hours, phone numbers, and services available at each location. Some branches offer limited services, so if you're traveling or in an unfamiliar area, confirm that the branch you're visiting issues cashier's checks before you go.

You can also call Chase customer service at 1-800-935-9935 to find a branch near you or to ask questions about fees and requirements before you visit.

Alternatives if you can't visit a Chase branch

If you don't have time to visit a branch or don't have a Chase account, other banks and credit unions issue cashier's checks with similar fees. Many local credit unions charge less than Chase — sometimes $5 to $8 per check. If you bank elsewhere, your own bank may issue a cashier's check at a lower cost or as a free service to account holders.

Some check-cashing services and money transfer businesses like MoneyGram also issue cashier's checks, though fees may be higher. If you need the check urgently, calling ahead to confirm the service is available and to ask about turnaround time is worth doing.

What happens after you receive your cashier's check

A cashier's check is a may provide payment — the bank has already set aside the funds, so the recipient knows the money is good. Keep the check in a safe place until you hand it over. Do not sign the back of the check unless the recipient asks you to; most cashier's checks are made out to a specific person and should not be endorsed by anyone else.

If you lose the check or it's stolen, contact Chase immediately. You may be able to place a stop payment on it, though this usually requires a fee and proof that the check was lost or stolen. The process can take several weeks, so it's better to keep the check secure from the moment you receive it.

Frequently Asked Questions

Can I order a cashier's check online from Chase?

No. Chase does not offer cashier's checks through its website or mobile app. You must visit a branch in person. Some other banks allow online ordering with in-branch pickup, but Chase does not currently offer this option.

How long does it take to get a cashier's check at Chase?

Usually a few minutes. The teller will prepare it while you wait. If the branch is busy, it may take longer, but you should have the check in hand before you leave the branch.

What if I don't have a Chase account?

You can still get a cashier's check at Chase. Bring a valid ID and pay the full fee in cash or with a debit card. You don't need to be a customer, but non-customers pay the standard fee with no discounts.

Can I get a cashier's check for someone else?

Yes, but the check must be made out to the person or business you specify. You cannot make it out to yourself and then give it to someone else — the payee name is printed on the check and cannot be changed.

What if the check is lost or stolen?

Contact Chase right away. You can request a stop payment, which prevents the check from being cashed. This usually costs $30 to $35 and can take several weeks to process. You may need to sign an affidavit stating the check was lost or stolen.