Chase offers cashier's checks at any branch, and the process takes about 10 minutes if you have an account there

You can walk into any Chase branch with your ID and request a cashier's check. If you have a Chase checking or savings account, a teller will draw the check directly from your account. The bank charges a fee — typically $10 for personal accounts, though this varies by account type and region. You'll need to know the exact payee name and amount before you arrive, because the check is printed on the spot and cannot be changed once issued.

If you don't have a Chase account, you can still get a cashier's check there, but you'll need to bring cash or a debit card to fund it. Some branches may require you to open an account first; call ahead to confirm your local branch's policy. The check itself is may provide by Chase, which is why merchants and landlords accept it as reliably as a bank transfer.

Key Takeaways

  • Chase charges a fee (usually $10) for each cashier's check, and the amount depends on your account type.
  • You must provide the exact payee name and dollar amount before the check is printed, and you cannot change it afterward.
  • The process takes about 10 minutes at any Chase branch during business hours.
  • Non-account holders can get a cashier's check at Chase by paying cash or using a debit card, though some branches may have additional requirements.
  • A cashier's check is backed by the bank itself, so recipients treat it as may provide funds.

What you need to bring to a Chase branch

Bring a valid photo ID — a driver's license, passport, or state ID card. If you have a Chase account, bring your debit card or account number so the teller can pull up your account quickly. If you're paying with cash, bring the full amount of the check plus the fee.

Write down the payee name exactly as it should appear on the check. If the payee is a business, use the legal business name, not a shortened version. Misspelled names can cause problems when the recipient tries to deposit the check, so double-check before you hand it to the teller.

The step-by-step process at Chase

Walk up to the teller line and tell them you need a cashier's check. They'll ask for your ID and account information (if you're a customer). Provide the payee name and the exact dollar amount. The teller will enter this into the system and print the check in front of you.

Review the check before you leave the counter. Verify the payee name, amount, and date are all correct. The check will have a check number and will be signed by the bank. If anything is wrong, tell the teller immediately — they can void it and print a new one. Once you leave the branch, the check is issued and cannot be recalled or stopped.

The teller will charge the fee to your account (if you're a customer) or collect it from your cash payment. You'll receive the check and a receipt. Keep the receipt in case you need to track the check later.

Chase cashier's check fees and account variations

The standard fee at Chase is $10 for most personal checking and savings accounts. Some premium accounts, like Chase Sapphire or certain business accounts, may have lower fees or waived fees — check your account benefits or ask the teller. The fee structure can also vary slightly by region, so confirm the exact cost before the teller prints the check.

If you're a non-account holder, you may pay a higher fee or face additional requirements. Some branches charge $15 to $20 for non-customers. Call your local Chase branch ahead of time to confirm their policy and fee structure, especially if you're not an account holder.

When Chase branches are open and how to find one

Most Chase branches are open Monday through Friday from 9 a.m. to 5 or 6 p.m., with limited Saturday hours (usually 9 a.m. to 1 p.m.). Hours vary by location, so check the Chase website or call your local branch before you go. Some branches close for lunch, though this is less common now.

Use the Chase branch locator on their website to find the nearest location and confirm hours. You can also call ahead to make sure a teller is available — during busy times, you may wait 15 to 20 minutes. If you need a cashier's check urgently, going early in the morning or mid-week typically means shorter waits.

Alternatives if you can't get to a Chase branch

If you don't have time to visit a branch, some Chase customers can request a cashier's check through Chase Online or the mobile app, though availability varies by account type and region. You'll still need to pick it up at a branch or have it mailed to you, which adds time.

Other banks and credit unions also issue cashier's checks, often with similar fees. If you have an account elsewhere, that may be faster. Western Union and some check-cashing services offer cashier's checks too, though fees are typically higher. For urgent situations, a wire transfer may be faster than a cashier's check, though it costs more and requires the recipient's bank account information.

What happens after you receive the cashier's check

The recipient can deposit the cashier's check into their bank account or cash it at a bank. Because it's backed by Chase, most banks treat it as may provide funds and deposit it within one to two business days. The recipient should not lose or damage the check — if it's lost, they'll need to contact Chase to request a replacement, which can take several weeks.

Keep your receipt until the check clears. If there's a dispute about whether the check was received or deposited, the receipt and check number help you track it. You can also call Chase to confirm the check has been cashed, though they may require the recipient's permission to release that information.

Frequently Asked Questions

Can I get a cashier's check from Chase without going to a branch?

Some Chase customers can request one through the mobile app or online banking, but you'll still need to pick it up at a branch or have it mailed to you. Mailing adds several days. For most people, visiting a branch is the fastest option.

What if I make a mistake on the payee name?

Tell the teller immediately before you leave the counter. They can void the check and print a new one. Once you leave the branch, the check is issued and cannot be changed. If you realize the error later, you'll need to contact Chase and may have to request a replacement, which takes time.

Can I stop payment on a cashier's check?

Stopping payment on a cashier's check is difficult because the bank has already may provide the funds. Contact Chase immediately if you need to stop it, but they may refuse or charge a high fee. It's easier to request a replacement check if the original is lost or not yet deposited.

How long does a cashier's check take to clear?

Most banks deposit cashier's checks within one to two business days because they're backed by the issuing bank. Some banks treat them as next-day funds. The recipient's bank determines the exact timeline, not Chase.

What if the recipient says they never received the check?

Contact Chase with your receipt and check number. They can confirm whether the check was cashed and by whom. If it was never deposited, you may be able to request a replacement, though this process can take several weeks. If it was cashed by someone else, contact Chase and the police.